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Idaho State Energy Loan Program

Are you considering home improvements but lack the funds? There may be a resource just for you! The Idaho Governor's Office of Energy Resources State Energy Loan Program offers low-interest loans for projects that will conserve energy or increase energy efficiency in Idaho homes and businesses. Loans have a 4% interest rate and a term of 5 years for insulation, lighting upgrades, windows, weatherization, HVAC, appliances and renewable energy projects. Residential loans are available for $1,000 to $15,000 and commercial loans for $1,000 to $100,000.

Check out KEC’s rebate programs and federal and state tax credits and deductions to leverage the loan program. All loan applicants are charged a credit analysis fee of $100 for residential loans and $250 for commercial loans. For more information, visit

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